insuranceblog

 In today’s fast-paced and unpredictable world, health is one of the most valuable assets a person can possess. Yet, medical expenses are rising faster than ever before, often pushing individuals and families into financial distress during times of illness. This is where health insurance steps in — not just as a financial product but as a safety net that protects you against the unpredictable costs of healthcare. Health insurance ensures that you and your loved ones receive timely and quality medical care without worrying about the heavy financial burden of hospital bills. It’s a tool of financial planning, peace of mind, and smart living. What Is Health Insurance? Health insurance is a contract between an individual and an insurance company, in which the insurer agrees to pay for medical expenses in exchange for a premium. Depending on the policy, the insurer may cover hospitalization, surgery, medicines, diagnostic tests, and sometimes even preventive check-ups...